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Now’s the Time: Why Buying in Erath County Has Never Looked Better

October 2, 2025 by chorton Leave a Comment

Preferred Properties of Texas: Over 30 Years Helping Buyers Find Home

Rates Are Down, Inventory Is Up—It’s a Buyer’s Market

This blog explains why fall 2025 is the best time to buy a home in Erath County and the Cross Timbers area. Mortgage rates are at their lowest in months, inventory is up, and sellers are ready to negotiate. Preferred Properties of Texas, with over 30 years of experience, is the preferred way to buy, sell, and manage real estate across Erath, Hamilton, Bosque, Hood, Palo Pinto, and Tarrant counties. Call 254-965-7775.

Many buyers sit on the sidelines waiting for the “perfect” moment, but the truth is that opportunities often appear when conditions align in subtle ways. Right now, homebuyers in Erath County and the surrounding Cross Timbers region benefit from a unique mix: motivated sellers who are more flexible than they’ve been in years, seasonal slowdowns that reduce competition, and favorable lending conditions that make ownership more attainable. This combination means buyers can not only find the right property, but also secure it on terms that work in their favor.

For more than three decades, Preferred Properties of Texas has been helping families, investors, and landowners across the Cross Timbers area. We’ve been the preferred way to buy, sell, and manage real estate—guiding clients through every kind of market. Today, we believe buyers have one of the best opportunities in years to make a smart move.

Mortgage rates have eased to their lowest levels since last year, now averaging 6.26% as of mid-September. That means buyers have more purchasing power to secure the home, acreage, or investment property they’ve been waiting for. Pair that with increased inventory and longer days on market, and you have the kind of balanced conditions that put buyers in a strong position.


From Erath to Tarrant, Sellers Are Ready to Negotiate

Here’s a snapshot of what we’re seeing in the Cross Timbers:

  • Erath County: A balanced market with 6.6 months of inventory and a median price near $350,000 (down 3% YoY). Homes average about 65 days on market, giving buyers time and leverage.

  • Hood County: With 8.2 months of inventory, especially around Lake Granbury, sellers are more flexible and willing to work with buyers.

  • Palo Pinto County: Boasting 10.6 months of inventory and 110 DOM, this market strongly favors buyers who want to negotiate price and repairs.

  • Tarrant County: Still competitive but no longer overheated. 3.9 months of inventory and stable pricing create opportunities for commuters and investors.

  • Bosque & Hamilton Counties: Affordable rural options, with average values of $238k in Bosque and $261k in Hamilton, making them appealing for land seekers.


Why Work with Preferred Properties of Texas

At Preferred Properties of Texas, we combine local expertise with 30+ years of proven results. We know where to look for value, how to structure winning offers, and how to manage properties for long-term investment.

Our agents live and work across the Cross Timbers region—including Erath, Hamilton, Bosque, Hood, Palo Pinto, and Tarrant Counties—so wherever you’re looking, we’ve got you covered. Whether it’s a family home in Stephenville, a lake property near Granbury, or acreage out in Bosque, we’re here to help you succeed.

Now truly is the time: rates are favorable, inventory is high, and sellers are listening. This is a buyer’s market—and you don’t want to miss it.

 

Looking to take the next step? Contact Preferred Properties of Texas today. For over 30 years, we’ve proudly served the Cross Timbers area, making us the Preferred Way to Buy, Sell, and Manage Real Estate.

📍 Serving Erath County and beyond
📞 Call us at 254-965-7775


References
  • Freddie Mac, “Primary Mortgage Market Survey,” Sept 18, 2025.
  • FHFA, “Conforming Loan Limit Values for 2025.”
  • Texas A&M Texas Real Estate Research Center (TRERC), NTREIS MLS Data, May 2025.
  • Zillow Home Values Data: Bosque & Hamilton Counties (2025).
  • USDA Rural Development, “Single Family Housing Guaranteed Loan Program Eligibility Map,” 2025.

Filed Under: Blog, Buying a home, Finance, First Time Home Buyer, Homes for Sale, Investing, moving to Stephenville, Ranches for Sale, Real Estate Advice, Selling Your Home

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Preferred Properties of Texas

Preferred Properties of Texas

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