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A Roof Over Our Heads — Why Homeownership Is Still the American Dream

November 13, 2025 by chorton Leave a Comment

Article explaining why homeownership remains part of the American Dream in the Cross Timbers of Texas, with local stories from Granbury and Brownwood and step-by-step solutions for first-time buyers using Texas assistance programs.

Real stories, real solutions—and why owning a home still matters From Granbury to Brownwood and across the Cross Timbers, the American spirit is alive in neighbors helping neighbors—and first-time buyers finding a way home. Owning a home remains a powerful piece of … [Read more...]

Filed Under: Blog, Buying a home, First Time Home Buyer, Hope, Real Estate Advice, Real Estate Q & A, Realtor Talk, Selling Your Home Tagged With: 2-1 buydown, affordable housing texas, american dream, assumable mortgages, bluff dale texas, brownwood homebuyers, comanche county properties, community stories granbury, Cross Timbers real estate, FHA loans Texas, first time homebuyer Texas, fort worth housing programs, gen z homebuyers, granbury new construction, habitat for humanity hood county, Hamilton County homes, hico homes for sale, house hunters brownwood, Iredell Texas, lampasas area, lipan texas, millennial homebuyers, mingus texas, morgan mill texas, mortgage credit certificate texas, mortgage strategies texas, new residents brownwood, Preferred Properties of Texas, Preferred Way To Buy And Sell Real Estate, Stephenville homes, tdcha my first texas home, texas homeownership, tsahc down payment assistance, usda rural loans texas, Weatherford real estate

First-Time Homebuyers with Student Loans: How to Get Approved in Texas

November 6, 2025 by chorton Leave a Comment

How first-time buyers with student loans can get approved in Texas, plus TSAHC, TDHCA, USDA, and Fort Worth HAP options in the Cross Timbers. Preferred Properties of Texas guide to buying a home with student debt around Stephenville, Granbury, Hamilton, Brownwood, and Fort Worth. Student loans and mortgages explained: DTI rules, IDR documentation, and Texas assistance to lower cash-to-close for first-time buyers. Step-by-step approval plan for first-time Texas homebuyers with student loans, including program stacking and local eligibility tips. Local Cross Timbers homebuying guide: how lenders count student loans and which down-payment programs help first-timers qualify. Preferred Properties of Texas 254-965-7775

How to get approved for a mortgage even if you still have student loans Cross Timbers Edition: Stephenville, Granbury, Hamilton, Brownwood, Fort Worth, including all nearby counties and towns. Buying your first home in the Cross Timbers doesn’t have to wait until your … [Read more...]

Filed Under: Uncategorized Tagged With: Brownwood TX, conventional loan, Cross Timbers real estate, down payment assistance, DTI ratio, fha, first-time homebuyer, Fort Worth HAP, Fort Worth TX, Granbury TX, Hamilton TX, income-driven repayment, MCC, mortgage pre-approval, Preferred Properties of Texas, stephenville tx, student loans, TDHCA, TSAHC, USDA loan, VA loan

Texas Mortgage Rates Are Finally Friendlier — Why Cross Timbers Buyers Should Act Now

October 30, 2025 by chorton Leave a Comment

Blog highlighting how first-time homebuyers in Texas—especially across Stephenville and the Cross Timbers region—can benefit from today’s lower mortgage rates, increased housing inventory, and local assistance programs. Preferred Properties of Texas explains why these conditions create a rare opportunity for new buyers to finally afford their first home.

Why Now Is a Great Time to Buy in Stephenville & the Cross Timbers Lower Rates. More Homes. Real Opportunity. With sub-7% financing back on the table, first-time and move-up buyers can act with confidence. From Stephenville outward across the Cross Timbers … [Read more...]

Filed Under: Blog, Mortgage, Moving to Bluff Dale, Moving to Erath County, Moving to Granbury, Moving to Hico, moving to Stephenville Tagged With: 15-year fixed, 30-year fixed, acreage, affordability, Brown County homes, budget planning, buy vs rent, buyer leverage, closing cost credit, Comanche County homes, conventional loan, credit score, Cross Timbers real estate, debt-to-income, discount points, down payment assistance, Dublin TX homes, Eastland County homes, Erath County homes, FHA Loan, financing options, first-time buyer programs, first-time homebuyer, Fossil Kingdom, Glen Rose real estate, Granbury real estate, Hamilton County homes, Hico real estate, home search strategy, homeowners insurance, homeownership tips, housing market 2025, interest rate trends, inventory growth, local lender, low mortgage, low mortgage now, low mortgage rates, MCC, MLS listings, monthly payment savings, months of supply, mortgage application, Mortgage Credit Certificate, move-up buyers, My First Texas Home, negotiating offers, Palo Pinto County homes, parker county homes, pre-approval, Preferred Properties of Texas, property taxes, ranch land, rate buydown, refinance later, rural properties, seller concessions, starter homes, Stephenville homes, Tarleton State University area, TDHCA, Texas housing insight, Texas mortgage rates, TSAHC, USDA loan, VA loan, Weatherford real estate

Understanding Real Estate Referrals with Preferred Properties of Texas

October 28, 2025 by chorton Leave a Comment

Learn how real estate referrals work in Texas and how Preferred Properties of Texas helps agents in Stephenville, Erath County, and the Cross Timbers area build their business with compliant, ethical, and profitable referral partnerships. Join our growing real estate team today.

From compliance to connection, Preferred Properties of Texas gives agents the tools and mentorship to master real estate referrals and thrive in Stephenville and beyond. In the Texas real estate world, referrals are more than just “word of mouth” — they’re a strategic … [Read more...]

Filed Under: Blog, Real Estate Advice, Real Estate Agency, Real Estate Agents, Real Estate Referrals, working for yourself Tagged With: Cross Timbers real estate, Erath County real estate careers, how to handle real estate referrals in Texas, join Preferred Properties of Texas, Preferred Properties of Texas agents, Preferred Properties referral network, real estate agent training Stephenville, real estate broker Stephenville, real estate ethics Texas, real estate mentor Texas, real estate referral agreements, real estate referral rules in Texas, referral fees Texas real estate, Stephenville real estate brokerage, Texas brokerage referral guide, Texas real estate career, Texas real estate referrals, Texas Realtor opportunities, TREC compliance, TREC referral rules

When Real Estate Gets Real: Spine-Tingling Stories from Showings & Deals

October 9, 2025 by chorton Leave a Comment

A real estate blog article exploring the scariest parts of being a realtor, featuring true stories of late-night showings, strange encounters with clients, unsettling properties, and hidden dangers. The post ties these chilling experiences to the expertise of Preferred Properties of Texas, highlighting their 30+ years of experience in residential, commercial, farm, and ranch properties while guiding clients safely to their preferred property.

From Haunted Houses to Disappearing Clients What real estate agents don’t always tell you The Scariest Part of Being a Realtor Late-night showings, bad buyers, and strange encounters (that are surprisingly real) If you ask ten realtors to tell you their scariest … [Read more...]

Filed Under: Blog, Buying a home, Real Estate Advice, Scary Realtor Stories Tagged With: bad home buyers, commercial real estate Stephenville, creepy home showings, Cross Timbers real estate, Erath County homes for sale, experienced Texas realtors, farm and ranch properties Texas, haunted houses real estate, haunted property Texas, late night real estate showings, Preferred Properties of Texas, realtor safety tips, scariest part of being a realtor, scary real estate stories, scary side of real estate, spooky real estate blog, spooky realtor stories, Stephenville Texas real estate, strange real estate encounters

What Is an FHA Loan? A Guide for Texas Homebuyers

September 30, 2025 by chorton Leave a Comment

"Learn what an FHA loan is, including benefits like low down payments, flexible credit requirements, and affordable financing options for Texas homebuyers. Preferred Properties of Texas, with over 30 years of experience in Stephenville and the Cross Timbers area, is the preferred way to buy and sell real estate. Call 254-965-7775 for expert guidance."

Unlocking Homeownership with FHA Loans A Simple Guide for Texas Homebuyers Ready to Make Their Move Buying a home is one of the biggest milestones in life—but for many families across Texas, the path to homeownership can feel out of reach due to high down payments or … [Read more...]

Filed Under: Blog, Education, Finance, Real Estate Advice Tagged With: Affordable Home Financing, Buy a Home Stephenville, Cross Timbers real estate, fha, FHA Approved Homes Texas, FHA Loan, FHA Loan Benefits, FHA Loan Cross Timbers, FHA Loan Experts Texas, FHA Loan Help Stephenville, FHA Loan Pros and Cons, FHA Loan Requirements, FHA Loan Stephenville, FHA Loan Texas, FHA Mortgage Guide, first time homebuyer Texas, Home Loans Stephenville, Low Down Payment Loan, Preferred Properties of Texas, Real Estate Stephenville TX, Texas Real Estate Financing

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Preferred Properties of Texas

Preferred Properties of Texas

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