Is your 2021 resolution to buy a home? Here are some resolutions that will help you become a homeowner for 2021.
- Save for a Down Payment
Roughly 60 percent of homebuyers financed their home with a 6 percent or less down payment!
2. Clean Up Your Credit
Your credit report determines your credit score, which determines everything from whether or not you get a loan to your interest rate.
3. Get Paperwork in Order
Buying a home involves a lot of paper work, so start getting everything together early. You will need several years of tax returns, bank statements and proof of current income.
4. Get Pre-approved for a Mortgage
Before beginning the house process prospective homebuyers should receive pre-approval from one or more lenders to verify the amount of money they are qualified to borrow.
5. Find a Realtor
Whether you are buying your first home or your fifth, working with a realtor is the smart move. They can provide counsel, discuss listings, show you homes in person, negotiate on your behalf and help you find your dream home this year!
When your ready to buy or sell a home, call our office and speak to one of our knowledgeable agents.
