Preferred Properties of Texas

The Preferred way to buy & sell property for over 25 years

Selling Real Estate in Stephenville, TX

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Are you thinking of selling real estate in Stephenville, Texas but not sure how to go about it? That is absolutely fine, because here are some tips that may come in very handy when it comes to selling real estate Stephenville. First and foremost, do all you can to get your properties documentation in order. This includes the mortgage information from the bank, survey, information on your roof, warranty info on appliances, and other things of this nature.  You may want to call a title company that can go ahead a double check your title to make sure that it has not become clouded.  You may also want to get an inspection done and consider getting a appraisal as well.

Of course, it is wise to consult a licensed real estate agent before putting your property on the market or before making any actual purchase of properties in Stephenville Texas. This is simply because buying real estate is a serious matter and should never be undertaken lightly. In addition, when considering all aspects of a real estate in Stephenville, it is important to remember that you can borrow money against the real estate property that you purchase in order to finance the prooperty through a mortgage. It is also smart to have a qualified appraiser asses your real estate for market value and to make suggest improvements, if needed in order to make sure that your real estate is worth as much as possible.

Another option for obtaining financing is to use a mortgage broker who specializes in real estate in Stephenville. Finding a mortgage broker is not difficult because there are now several of these brokers in Stephenville, Texas. The process of obtaining a mortgage loan is made easier by the fact that most brokerages now require no money upfront deposit before offering any loans. As long as the buyer has sufficient income, a person can use a mortgage broker to help obtain a loan. The process of selling a real estate transaction in Stephenville is relatively simple; however, one should always hire a real estate agent to ensure that all aspects of the sale are handled properly and that there are no liabilities that might arise after the sale.

When is time for you to buy or sell real estate in Stephenville contact an agent from Preferred Properties of Texas

How And When To Apply For Home Loans In 2021

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Pre-qualifying for a mortgage loans is frequently the first step towards owning a home.

Pay Attention to Falling Rates

Among the best ways to figure out when to use for home loans is to keep tabs on the rates of interest determined by the Federal Reserve. These interest rates set the floor on financing for lenders, so borrowing if there is a downward trend is almost always a good idea. If the trend has had the rates for a little, though, you might want to move faster–this might be a sign that the rates are going to return.

 

 

Look at Loan Types

Another good way to determine how to apply for a loan is to examine the sorts of loans that are out there. If you’re a first-time homebuyer who satisfies certain credit and income qualifications, then you can look at an FHA loan to get a lower deposit. Other borrowers might be better served by VA loans as well as traditional loans. Doing some research will allow you to figure out for which programs you should apply and what kind of documentation you will want going forward.

Look over Your Timetable

Among the most important approaches to figure out when you should apply for a loan would be to consider your schedule. It’s typically a good idea to start using to acquire pre-approved for financing round the exact same time you get serious about looking at houses, though there isn’t a wrong time to begin preparing your paperwork. Be aware that becoming pre-approved too early may be a problem as you may need to resubmit paperwork, but implementing beforehand is usually suggested.

Speak to a Lender

If you are ready to seriously start considering loans, then you’ll definitely need to talk to a lender. While you can really submit much of your pre-approval paperwork on the internet, you’ll eventually need to talk to a lender to go over the products that work best for you personally. Attempt to get estimates from many unique lenders to obtain an interest rate and loan product that works to suit your needs.

The ideal time to apply for financing entails looking at speeds, but it also requires knowing when you are seeking to buy. When you are ready, start searching for a fantastic loan product that’s going to satisfy your financial needs. Finding a mortgage may sound scary, but getting through the practice is easier today than it has ever been.

Preferred Properties of Texas is here for all your Real Estate Needs, so when your ready to buy a home give a call.

Homes for sale in Stephenville, Texas.

 

How to Use Your Patio in Winter: An Outdoor Transformation

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You don’t want to miss the magic of winter by being cooped up inside. You can enjoy the colder months by transforming your outdoor space into something more comfortable for the changing temperatures. Here are some quick and easy tips to get you started:

Add a heat source

There is no doubt you will need to add some kind of heat source to make your outdoor patio, balcony, porch, etc., feel comfortable. Look into installing a fire pit or heated floors. Heat lamps are also a good investment.

Another option is heated furniture. It’s a good alternative if you don’t want to do a major installation project.

Bonus: Don’t forget to roast marshmallows and chestnuts if you go the fire pit route!

Plant snowdrops and winter jasmine 

Just because it’s no longer warm outside doesn’t mean you can’t have some fresh greenery. There are lots of plants that flourish in the cold. Look into installing some planters and filling them with snowdrops and winter jasmine — two plants that do great in lower temperatures.

Use lots of rugs

If you’re not going to install heated floors, make sure that you compensate with lots of layered rugs. You can combine low-pile rugs with high-pile ones, wool with faux fur — anything that suits your style. Nothing will keep you from using your outdoor space more than freezing cold feet!

White lights and candles (for ambience) 

Besides the practical features that you need to include in an outdoor space, you should also create an environment that reflects warmth and happiness. White lights strung on railings or dangling from the ceiling will make it look like a winter wonderland. Put candles on all the surfaces and light them at night for a delicate flickering that will make you feel warm and toasty.

Screen it in

If it’s feasible with the type of outdoor space you have, install screens to help keep out the elements. A major project would be to install glass windows and a roof if you don’t already have one, but as long as you have a heat source like a roaring fire and some soft sweaters, screens will help reduce bitter winds.

Throws galore 

Make sure that every piece of furniture you have in your outdoor space has an extra blanket or throw. Outdoor spaces are never going to be like indoor ones — there will always be some element of chill — but that’s part of the fun. Layering blankets is a great way to add texture and warmth.

Looking for a home with a great back patio? Preferred Properties of Texas can help find you a home with the patio you want. Contact our office today to speak with one of our agents.

Text HOMES to 877-965-7775 or visit our website.

 

Preferred Properties of Texas

(254) 965-7775|Contact Preferred Properties of Texas