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Archives for June 2021

Still Renting?

June 29, 2021 by chorton Leave a Comment

Each person has to ask the question, “Should I buy a home or rent one?” If you don’t have a mortgage or aren’t familiar with the process, it can be daunting to owning a home. Many renters believe they cannot afford to buy a home due to not having the right kind of job or the funds. No matter what your thoughts about owning a house or renting, we can help you to overcome any doubts and false assumptions.

It is easy to own a home. If you are planning to live in your home for at least 2 or 3 years, it is a smart financial move to purchase instead of renting.

Most people realize the financial benefit of owning a home after they have lived there for between 3-5 years. This depends on the price of the house.

You have so many advantages to being a homeowner

  • You are in control of the style and design aspects of your home.
  • Fido and Fifi, Tigger, or any other pet, are allowed to stay with you. No pets allowed in your home. Pet deposits are not required.
  • No deposit. You don’t have to worry about paying 3 months rent or whether your landlord will retain your deposit when you move out.
  • If you take care of your home, you don’t have to worry. You are the owner of your home. This means you have total control of how your home looks. There’s no need to wait for approved maintenance men to come by at unfavorable hours or at all.
  • Avoid sudden rent and utility expense increases. Renters who have ever rented know that they can be notified by the landlord that additional charges will appear on their next rent/utility bill. You may find yourself in a difficult situation when your yearly lease is due to expire. You may also find that your monthly bill comes with “additional” fees.
  • There is no reason to be concerned that your rental home may be sold. This is a real possibility. It can be frustrating to finally feel at home in a place and to then discover that the owner has decided it is time to move on.
  • You can build an asset that can help your financial goals over the long-term by planning and buying smartly.
  • Renting is a great way to generate additional income. Consider adding your home to a larger retirement plan once you have lived in the house for some time. Your home can be used to earn rental income, long-term or short-term. Passive income can be a very exciting possibility that I would love for you to explore.

Most people aren’t able to become homeowners because of these excuses.

You don’t need any money to pay down a mortgage payment. If you have at least $1000 in savings, two years of work history, and are either a first-time home buyer or have never owned a home for three years, you may be eligible to receive down payment assistance. For low- and middle-income households who wish to be homeowners, there are many programs.

Bad credit. You can get help from a caring, knowledgeable loan originator to repair your credit. You can raise your credit score by as little as 2-6 months and qualify for a mortgage. It takes only a few months to get your credit score up to 640 and qualify for a mortgage.

Locked into lease agreements The realtor or loan originator can help you pick a closing day that allows you to live in your new home for two months without paying a mortgage. Save the money to pay off your lease. You should also consider the time required to close on a house. It is possible that you will have to wait between when you submit your offer and when it is time to make your first payment on your mortgage. The monthly mortgage payment will likely be lower than the rent. Plus, you can stay in the house for up to two months without having to make any payments.

You haven’t been at your current job for a while or you are self-employed.

The key is two years.If you’ve been working in the same type of job for at least two consecutive years, you may apply for a loan. It is not necessary to live in the same company or location, but you must have worked in the exact same job field for at least two consecutive years.

Self-employed must have at least two years of tax returns showing enough income. You may need to take some deductions depending on your circumstances so you can show the right income.

I hope you found this helpful and that it has shown you how easy it can be to become a homeowner. A little preparation and planning can make it possible to buy a house in two months to two year.

When your ready to buy a your home give Preferred Properties of Texas a call. We Love To Help!

Filed Under: Blog, Buying a home, Investing Tagged With: Blog, buying a home, first time home buyer, loans, mortgage programs

Upgrading To A Bigger Home

June 22, 2021 by chorton Leave a Comment

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For those who have always wished to live in a larger house, then you might be asking yourself when the perfect time is that you maneuver. Larger homes are more costly and require more upkeep. But you might be at a stage in your life financially in which you are prepared for a larger location.

Your existing home might not match your needs, in case your family is still growing. If you are expecting another child, then you are going to require a house with additional rooms. You will also need a house with additional storage space and baths. This is sometimes an extremely frequent reason people attempt to update their houses. By assessing in your region, you may begin to organize your budget before the arrival of your child and ensure that an update is ideal for you.

A lot of men and women go to a more compact home, since that’s all that they could manage. But if you’re able to manage to move to a larger area, now might be the opportunity to perform it. In case you’ve saved a substantial sum of money or are getting more income than you used to, then you can probably deal with the fiscal responsibility of purchasing a bigger house.

When thinking about this kind of move, be certain that you check at a nicer place, for example with better schools and other community opportunities.

Many people are working from home these days, and among the secrets to successfully working in your home would be to get the ideal space. That is the reason you might require a bigger house. Most small homes don’t have sufficient space to accommodate a house office or the area to get a table.

If you reside in a larger house, you may convert a living space into an office area. This may be particularly beneficial if you’re thinking about starting a company, as using a room in your house to perform this can save a great deal of money on lease.

You will love your present residence, but it can be time to search for something somewhat bigger. If your family is growing, it can be time to get more room. Moving to a larger house is also a fantastic idea when you’ve got the funds. Furthermore, a new, bigger house may be a huge help if you work at home and require designated office area!

When your ready to move to that bigger home, give Preferred Properties of Texas a call. We are here for all your real estate needs!

Filed Under: Blog, Buying a home, Homes for Sale Tagged With: Blog, buying a home, buying homes, Homes for sale Stephenville TX, real estate tips

Getting Your Land Surveyed Can Help With Selling Your Property

June 19, 2021 by chorton Leave a Comment

You think you understand the perimeters of your premises, but you truly don’t unless you have had somebody to survey it and provide you its precise dimensions. You will realize your property limits if it is fenced off, but that is not an exact calculation. In case you haven’t officially researched the house, then you certainly do not possess its precise dimensions.

It is always in the homeowner’s best interest to acquire the support of a professional surveyor, also called a professional land surveyor, to discover the specific limits of someone’s property. This procedure safeguards your pursuits in a number of ways, if it be a burglar contesting your own limitations, a characteristic coming under scrutiny or even once you would like to sell the house.

A property survey measures how big your premises and decides where the bounds are. It is a record that reveals all land lines, such as property, structures and characteristics like tree structure that you have. Sometimes, land surveying shows essential details like where underground utility lines set.

Surveys can help if you wish to demonstrate your premises visually for prospective buyers. But a questionnaire could also come in handy once you have to clear up problems you have with neighbors to the city.

Though you are not legally required to receive a home survey to sell your property, it is often a fantastic idea since you may show prospective buyers exactly where the property lies. Furthermore, home surveys, if you’ve got a fence line or not, simply add transparency to the house negotiation procedure. Therefore, it’s always in your very best interest to acquire the property surveyed.

When you purchase acreage, it is vital to have a questionnaire because fences may be eliminated by many feet toward your house, creating your house smaller than that which you originally purchased.

Using the land surveyed before you purchase it, you prevent problems like suits due to border disputes, a procedure which will be rather costly and lengthy.

Land surveying in the time of buy can conserve a vendor from getting into unfamiliar problems later on. By way of instance, a questionnaire will discover sinkholes, that are underground water stations which may lead to flood or perhaps collapse a house. Nearly a quarter of those homes sold in states including Florida, Texas, Missouri, Kentucky, Pennsylvania and Alabama are in danger of being damaged or ruined from sinkholes. A sinkhole developing in your premises is a huge problem which may be averted at the onset of a sale.

When you purchase or sell a part of property, the dimensions of this house is listed in the name and the name must concord with all the quantified property dimensions. Occasionally neighbors unintentionally plant a tree or construct over the home line or fencing, therefore a property poll will constantly confirm the real boundaries of their house.

Some nations have land polls as part of their public document, but others do not. You should first visit a Public Records Office to see whether there is a questionnaire on the house. When there is not one on the public document, you will have to do yourself by employing a property survey firm.

It is very important to understand a home completely before you market it. Detecting problems and analyzing your property’s borders will make the selling process a lot simpler. Look at relying on professionals that are capable of providing a precise survey.

Filed Under: Blog, Land for Sale, lots for sale, Ranches for Sale, Real Estate Advice Tagged With: Blog, land for sale, land for sale in texas, land survey, preparation to selling, real estate advice, texas ranch land for sale

Vote for Preferred Properties of Texas in 2021 Best of Erath County

June 18, 2021 by chorton Leave a Comment

We would love your VOTE!

Please take a minute and vote for Preferred Properties of Texas for Best Real Estate Agency.

To vote, click the link in the post below, under Professional Services, for Real Estate Agency, fill in Preferred Properties of Texas and make sure at the end you fill our your name and email then hit submit. You can also vote your favorite Preferred Properties of Texas Realtor for Best Real Estate Agent!

Thank You For Your Support!

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Filed Under: Blog, Events Tagged With: Blog, erath county, Preferred Properties of Texas, real estate, realtor, stephenville tx

JUST SOLD!! 1737 Deer Run, Stephenville, Texas

June 16, 2021 by chorton Leave a Comment

Congratulations to the sellers and buyers of this beautiful home!

HOMES ARE SELLING!

BUYER DEMAND IS HIGH!

We need more listings, so if your ready to sell your home give Preferred Properties of Texas a call TODAY!

 

Filed Under: Blog, Buying a home, Selling Your Home Tagged With: Blog, buying a home, home for sale, Homes for sale Stephenville TX, sellers market, selling a home

Over Improving Your Home May Not Be A Good Thing

June 12, 2021 by chorton Leave a Comment

You love good things, the finer things in life, fine information and all of the conveniences that a home provides. You purchased your house and updated to a top of this line everything on your Kitchen, on your Baths, your home’s floor, your fittings, your window coverings, your landscaping and so much more. It is your house and your need the very best.

When you look around the area, your neighbor’s home appears  paltry compared to yours. You enjoy being the cream of this crop, the King of the Castle, so to speak.

Now you are thinking you wish to sell your property. You have been looking at current home sales. You have noticed that the local house sales are coming in considerably lower than that which you believe your house is worth. You are confident that your house will sell for much more that what other homes are selling for as well as when compared to larger houses with more bedrooms. Why could these shut sale costs be far off, you wonder? Regrettably, you probably over enhanced your house for the area. As mentioned previously, you decided the very best of all, because you worked hard and you’ll be able to afford it, but doing this is not a fantastic thing, if you are worried about resale value. Over improving a house that is located inside a neighborhood in which your house is the Castle in the area, will probably disappoint you if the time comes to put up your home for sale, since it’s going to be exceedingly tough to recover your upgrade prices when none of those other houses had the high end updates, compared to your house. This may lead to losses, since most buyers won’t wish to pay over market worth simply to receive your house’s upgrades. They might take their cash and purchase at a place where similar attributes are more common. Then, when it is time for them to market their house, they will not be confronted with the possibility of declines because of being over improved to your area.

Give Preferred Properties of Texas a call. We will provide you with additional Real Estate tips.

Filed Under: Blog, Home Improvements, Real Estate Advice, Selling Your Home Tagged With: Blog, home for sale, homes for sale, real estate advice, selling a home

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Preferred Properties of Texas

Preferred Properties of Texas

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for Over 25 Years
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(254) 965-7775|Contact Preferred Properties of Texas
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