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Texas Mortgage Rates Are Finally Friendlier — Why Cross Timbers Buyers Should Act Now

October 30, 2025 by chorton Leave a Comment

Blog highlighting how first-time homebuyers in Texas—especially across Stephenville and the Cross Timbers region—can benefit from today’s lower mortgage rates, increased housing inventory, and local assistance programs. Preferred Properties of Texas explains why these conditions create a rare opportunity for new buyers to finally afford their first home.

Why Now Is a Great Time to Buy in Stephenville & the Cross Timbers Lower Rates. More Homes. Real Opportunity. With sub-7% financing back on the table, first-time and move-up buyers can act with confidence. From Stephenville outward across the Cross Timbers … [Read more...]

Filed Under: Blog, Mortgage, Moving to Bluff Dale, Moving to Erath County, Moving to Granbury, Moving to Hico, moving to Stephenville Tagged With: 15-year fixed, 30-year fixed, acreage, affordability, Brown County homes, budget planning, buy vs rent, buyer leverage, closing cost credit, Comanche County homes, conventional loan, credit score, Cross Timbers real estate, debt-to-income, discount points, down payment assistance, Dublin TX homes, Eastland County homes, Erath County homes, FHA Loan, financing options, first-time buyer programs, first-time homebuyer, Fossil Kingdom, Glen Rose real estate, Granbury real estate, Hamilton County homes, Hico real estate, home search strategy, homeowners insurance, homeownership tips, housing market 2025, interest rate trends, inventory growth, local lender, low mortgage, low mortgage now, low mortgage rates, MCC, MLS listings, monthly payment savings, months of supply, mortgage application, Mortgage Credit Certificate, move-up buyers, My First Texas Home, negotiating offers, Palo Pinto County homes, parker county homes, pre-approval, Preferred Properties of Texas, property taxes, ranch land, rate buydown, refinance later, rural properties, seller concessions, starter homes, Stephenville homes, Tarleton State University area, TDHCA, Texas housing insight, Texas mortgage rates, TSAHC, USDA loan, VA loan, Weatherford real estate

5 Things to Understand About Parcel Boundaries

September 5, 2023 by chorton Leave a Comment

understand Parcel boundaries

Why Parcel Boundaries Matter: What Every Property Owner Should Know When was the last time you thought about the boundaries of your property? For most homeowners, it’s not until there’s a dispute over a fence, an overgrown garden, or a neighborly disagreement that … [Read more...]

Filed Under: Blog, Real Estate Advice Tagged With: advice, APN, assessor maps, assessor parcel number, Blog, boundary accuracy, digital parcel maps, First American Data & Analytics, geographic information system, GIS mapping, homeowner tips, homeowners, land, land management, land parcels, land records, land surveying, land use, parcel, parcel boundaries, parcel changes, parcel data, parcel shape, parcel tracking, parcel updates, Preferred Properties of Texas, property boundaries, property information, property insights, property lines, property monitoring, property ownership, property risk assessment, property taxes, property visualization, public records, real estate, real estate advice, real estate data, real estate mapping, real estate tips, realtor, spatial data, stephenville tx, texas land, tips, utility planning

Greener Pastures -Tax Benefits for Farmers

July 6, 2023 by chorton Leave a Comment

Many people purchase rural land for a variety of reasons. Many people want to live in rural areas and enjoy the serenity. Some people like the idea to buy and hold on to the land, waiting for the city to come to them. Investors generally want two things: return of their … [Read more...]

Filed Under: Real Estate Advice Tagged With: advice, Blog, erath county, homeowner tips, homeowners, land, Preferred Properties of Texas, property taxes, real estate, real estate advice, real estate tips, stephenville tx, texas land, tips

Hybrid Loan

January 26, 2023 by chorton Leave a Comment

I will be the first person to admit that the mortgage and real estate industries have their own word salad. Different words and terms can mean different things depending on their context. This is true for the mortgage industry as well. The term hybrid is still very much in … [Read more...]

Filed Under: Blog, Buying a home Tagged With: Blog, buying a home, buying homes, erath county, first time home buyer, Homes for sale Stephenville TX, loans, mortgage, mortgage programs, mortgage rates, Preferred Properties of Texas, property taxes, real estate, stephenville tx, taxes

Cash Out Refinance or Home Equity Loan

January 12, 2023 by chorton Leave a Comment

You may be able to get cash if you have substantial home equity. A cash-out refinance or a home equity loan let you borrow against the equity in your home, with your home as collateral. A cash out refinance replaces your current mortgage with a new one. A home equity … [Read more...]

Filed Under: Blog, Buying a home, Selling Your Home Tagged With: Blog, buying a home, buying homes, equity, erath county, first time home buyer, Homes for sale Stephenville TX, investing, loans, mortgage, mortgage programs, mortgage rates, Preferred Properties of Texas, property taxes, real estate, selling homes, stephenville tx, taxes

Signs You’re About to Make an Offer on the Wrong House

November 10, 2022 by chorton Leave a Comment

This blog explores the challenges of buying a home in today’s tight Stephenville and Cross Timbers housing market, offering guidance on when compromise can become risky. It highlights local statistics on prices, inventory, and mortgage rates, and shares advice from Preferred Properties of Texas, a real estate agency with over 30 years of experience helping buyers and sellers across Stephenville, Granbury, Fort Worth, Hamilton, Brownwood, and surrounding towns.

When “Compromise” Becomes Risky: 6 Red Flags for Homebuyers in Today’s Stephenville & Cross Timbers Area Market   In a tight real estate climate like the one we’re seeing now — characterized by low supply, steady demand, and rising mortgage costs — buyers … [Read more...]

Filed Under: Buying a home Tagged With: Blog, buying a home, buying homes, erath county, first time home buyer, Homes for sale Stephenville TX, mortgage, mortgage rates, Preferred Properties of Texas, property taxes, real estate, stephenville tx, taxes

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Preferred Properties of Texas

Preferred Properties of Texas

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